Funds lent by monetary financial institutions (MFIs) to borrowers and not evidenced by negotiable documents or represented by one single document (if it has become negotiable). This description includes loans granted to households, non-financial corporations and government. Loans to households can take the form of consumer credit (loans granted for personal use in the consumption of goods and services), lending for house purchases (credit extended for the purpose of investing in housing, including building and home improvements) and other lending (loans granted for purposes such as debt consolidation, education, etc.).
See also: